Family Day Care Insurance

Educare understands the risks Family Day Care’s face not only on a daily basis, but also in the long term

Caring for young children requires you to stay constantly focused. It only takes a split second for an accident to happen – leaving you exposed. At Educare we have been working with insurers to develop cover that is specific for you and doesn’t include coverage that you don’t need (so you don’t pay for).

As a Family Day Care Centre, what are some of the things you need cover for:

• Children have the right to sue you up until they turn 21. So you cant have cover that expires if you stop with the policy
• You are at risk if a child or visitor is injured at your premises
• What if a child gets sick or injured from products you use or food that is handled on site
• Medical incidents related to injuries, allergies, physical abuse or sexual abuse